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Blue-inc. Capital

Eugene, OR·Founded 2018·1 state
Blue-inc. Capital is a leading local private lender specializing in fast, reliable fix-and-flip bridge loans, short-term bridge financing, and new construction lending.
Blue-inc. Capital describing itself

Loan programs

Bridge

$25K – $3M
Term
3 mo – 48 mo
Maximum leverage
Max LTV 70%Max LTC 100%Max ARV 75%Max LTP 70%
Term
3 mo – 48 mo
Rate
9% – 14%
Maximum leverage
Max LTV 70%Max LTC 100%Max ARV 75%Max LTCV 70%
Eligible property types
Multifamily (5+)

Fix & Flip

$25K – $3M
Term
3 mo – 48 mo
Rate
9% – 14%
Maximum leverage
Max LTV 70%Max LTC 100%Max ARV 75%Max LTP 100%
Eligible property types
Land & Lots
Maximum leverage
Max LTC 100%Max ARV 70%Max LTP 100%

Terms & qualification

Typical loan size
$25K – $3M
Typical term
3 mo – 48 mo
Interest rate
9% – 14%
Origination / points
3% to 4%
Minimum FICO
500
Lien position
Primarily 1st position
Prepayment penalty
3-12 months minimum
Payment structure
Interest Only
Recourse
Sometimes
Closing speed
7 days typical · 1 days fastest
Cross-collateral
Yes
Equity / JV capital
Yes
Income documentation
No W-2s or Tax Returns Required. All qualifying is asset-based; no DTI evaluation on any loan type.
Borrower entity
Individual(s), LLC, Limited Partnership, Corporation, Non-Profit Corporation
Experience required
0 Prior Projects Required. New investors are explicitly welcome with no experience requirement on any loan type.

Property types

Lending footprint