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Anchor Loans

Thousand Oaks, CA·Founded 1998·Nationwide
Anchor Loans is a leading nationwide private lender specializing in fast, reliable fix-and-flip bridge loans, short-term bridge financing, and ground-up new construction loans for residential real estate investors.
Anchor Loans describing itself

Loan programs

Fix & Flip

$50K – $5M
Term
6 mo – 18 mo
Rate
8% – 13%
Amortization
Interest-Only
Maximum leverage
Max LTC 80%Max ARV 75%
Eligible property types
Single-Family (SFR) · 2–4 Unit Residential
Term
6 mo – 18 mo
Rate
20%
Amortization
Interest-Only
Maximum leverage
Max LTC 80%
Eligible property types
Single-Family (SFR) · 2–4 Unit Residential

Terms & qualification

Typical loan size
$50K – $5M
Typical term
6 mo – 18 mo
Interest rate
8% – 13%
Origination / points
1.00% to 5.00%
Lien position
1st
Prepayment penalty
no
Payment structure
Interest Only
Recourse
Always
Closing speed
7 days typical · 2 days fastest
Prepayment structure
None
Cross-collateral
No
Equity / JV capital
No
Income documentation
Tax Returns, Bank Statements, and Financial Statements required. Unlike some hard money lenders, Anchor requires full documentation including loan application, tax returns, bank statements, and financial statements.
Borrower entity
Individuals, LLCs, LPs, Trusts, and Corporations all accepted. Personal guaranty always required on all programs. Does not lend to foreign nationals. No 2nd mortgages or junior liens behind Anchor's senior position.
Experience required
No experience required for Fix-and-Flip programs (0 prior deals accepted). Ground-up construction requires minimum 3 prior completed builds . First-time investors are welcome on bridge and fix-and-flip programs - Anchor is known for working with investors at all experience levels.

Property types

Lending footprint

Explicitly excluded: CA, SD, UT, VT

Sources

This record was compiled from the public pages below. Figures reflect what each source published when it was retrieved and are not a quote — confirm current terms with the lender.